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	<title>Comments for Debt Consolidation Tips And Tactics</title>
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	<link>http://www.debtconsolidationtipsandtactics.com</link>
	<description>Debt consolidation tips, credit card debt consolidation and debt consolidation loan advice.</description>
	<lastBuildDate>Tue, 20 Sep 2011 22:48:37 +0000</lastBuildDate>
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		<title>Comment on The Consolidation And Reduction Of Debt by Paul</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-796</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Tue, 20 Sep 2011 22:48:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-796</guid>
		<description>Ever since my friend told me about her countless medical bills resulting from several pregnancies and a few trips to the emergency room, that and the fact that she recently got her car repossessed, well, that got me and her to wondering, what is the differences or pros and cons of obtaining help to make a debt consolidation plan and filing for chapter 11. For extreme debt cases, like that of my friend, wouldn&#039;t it take about the same amount of time to pay back all the creditors as it would for your name to clear after filing for bankruptcy (7 years)? Or are there any other advantages to debt consolidation that I&#039;m simply not aware of?</description>
		<content:encoded><![CDATA[<p>Ever since my friend told me about her countless medical bills resulting from several pregnancies and a few trips to the emergency room, that and the fact that she recently got her car repossessed, well, that got me and her to wondering, what is the differences or pros and cons of obtaining help to make a debt consolidation plan and filing for chapter 11. For extreme debt cases, like that of my friend, wouldn&#8217;t it take about the same amount of time to pay back all the creditors as it would for your name to clear after filing for bankruptcy (7 years)? Or are there any other advantages to debt consolidation that I&#8217;m simply not aware of?</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by CR News Reports</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-790</link>
		<dc:creator>CR News Reports</dc:creator>
		<pubDate>Fri, 16 Sep 2011 22:49:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-790</guid>
		<description>Working To Pay For The Stuff

To pay for all the stuff, people keep working at jobs they hate, putting up with more than they should and feeling lucky they even have a job.  And let&#039;s not forget about the kid&#039;s college fund. Many parents tapped their retirement savings or took out loans to pay for college tuition. Now, college grads can&#039;t find jobs and move back with their parents and they&#039;re back on the &quot;home payroll. This makes it tough if the parents are unemployed. Now nobody can afford health care, or car payments, or mortgage payments, or property taxes, or trips, student loan payments, or any of the little luxuries you took for granted when things were &quot;normal.

Frogs In The Pot

As people saw things changing and getting worse, they didn&#039;t believe it. Although they may have compromised and bargained, they put off the hard decisions they should have made. Instead of having that garage sale to raise some cash, they kept buying stuff, going on vacations, even buying new cars because &quot;Cash for Clunkers sounded like such a good idea. They continued to pay on their declining real estate as it crashed through the floor, and running up their credit cards believing it was all going to &quot;turn around and get better. They failed to stop the leak and now find themselves with little or no resources with the pot getting hotter.

Some Listened To The Warnings

While some members continued their attachment to &quot;stuff, for others the stress was too much and they took radical measures. They listened to the warnings they received in the CR New Reports, and made changes in their lives that re-positioned them as things got worse. They stopped paying their mortgage, their credit cards, the car loans, and more. They took the money and invested in appreciating assets. They got rid of everything non-essential in their lives. They stopped consuming and feeding the system. They say they feel they&#039;ve made the best decisions of their lives and have a sense of freedom they&#039;ve never had before. They are optimistic about their future because they&#039;re prepared and not scared.      

</description>
		<content:encoded><![CDATA[<p>Working To Pay For The Stuff</p>
<p>To pay for all the stuff, people keep working at jobs they hate, putting up with more than they should and feeling lucky they even have a job.  And let&#8217;s not forget about the kid&#8217;s college fund. Many parents tapped their retirement savings or took out loans to pay for college tuition. Now, college grads can&#8217;t find jobs and move back with their parents and they&#8217;re back on the &#8220;home payroll. This makes it tough if the parents are unemployed. Now nobody can afford health care, or car payments, or mortgage payments, or property taxes, or trips, student loan payments, or any of the little luxuries you took for granted when things were &#8220;normal.</p>
<p>Frogs In The Pot</p>
<p>As people saw things changing and getting worse, they didn&#8217;t believe it. Although they may have compromised and bargained, they put off the hard decisions they should have made. Instead of having that garage sale to raise some cash, they kept buying stuff, going on vacations, even buying new cars because &#8220;Cash for Clunkers sounded like such a good idea. They continued to pay on their declining real estate as it crashed through the floor, and running up their credit cards believing it was all going to &#8220;turn around and get better. They failed to stop the leak and now find themselves with little or no resources with the pot getting hotter.</p>
<p>Some Listened To The Warnings</p>
<p>While some members continued their attachment to &#8220;stuff, for others the stress was too much and they took radical measures. They listened to the warnings they received in the CR New Reports, and made changes in their lives that re-positioned them as things got worse. They stopped paying their mortgage, their credit cards, the car loans, and more. They took the money and invested in appreciating assets. They got rid of everything non-essential in their lives. They stopped consuming and feeding the system. They say they feel they&#8217;ve made the best decisions of their lives and have a sense of freedom they&#8217;ve never had before. They are optimistic about their future because they&#8217;re prepared and not scared.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by Lola</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-789</link>
		<dc:creator>Lola</dc:creator>
		<pubDate>Wed, 14 Sep 2011 02:30:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-789</guid>
		<description>I read that recent reports indicate that Americans are spending from their cash on hand as opposed to using credit cards. This is no doubt due to the staggering economy and the lack of jobs, but maybe it also indicates that people are getting wiser about over extending themselves and their credit limits. Then again, people tend to adapt to their circumstances. Maybe once the economy gets going, there will be a revival of that circa 80&#039;s spirit of lavish spending and greed. That has never changed much with Wall Street hedge fund brokers, congressmen and other avaricious types.</description>
		<content:encoded><![CDATA[<p>I read that recent reports indicate that Americans are spending from their cash on hand as opposed to using credit cards. This is no doubt due to the staggering economy and the lack of jobs, but maybe it also indicates that people are getting wiser about over extending themselves and their credit limits. Then again, people tend to adapt to their circumstances. Maybe once the economy gets going, there will be a revival of that circa 80&#8242;s spirit of lavish spending and greed. That has never changed much with Wall Street hedge fund brokers, congressmen and other avaricious types.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by Adam</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-787</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Fri, 09 Sep 2011 21:43:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-787</guid>
		<description>My husband and I are considering debt consolidation due to falling on hard times.  This link in your post will be most helpful when we do.  Thank you for the advice of contacting our debtors first and asking for leniency .  When you think of talking to your creditors you tend to think they are not there to help you they just want their money, but I guess if they want it really bad they will help you to get it right.</description>
		<content:encoded><![CDATA[<p>My husband and I are considering debt consolidation due to falling on hard times.  This link in your post will be most helpful when we do.  Thank you for the advice of contacting our debtors first and asking for leniency .  When you think of talking to your creditors you tend to think they are not there to help you they just want their money, but I guess if they want it really bad they will help you to get it right.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by Maryann</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-786</link>
		<dc:creator>Maryann</dc:creator>
		<pubDate>Wed, 07 Sep 2011 05:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-786</guid>
		<description>Consolidation is indeed effective. Just be careful with it. You might end up taking a loan which has an interest that is even higher than the loans that you&#039;re trying to solve.</description>
		<content:encoded><![CDATA[<p>Consolidation is indeed effective. Just be careful with it. You might end up taking a loan which has an interest that is even higher than the loans that you&#8217;re trying to solve.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by John</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-784</link>
		<dc:creator>John</dc:creator>
		<pubDate>Wed, 31 Aug 2011 16:08:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-784</guid>
		<description>Thank you for the helpful information on your site.  As many others today I am considering debt consolidation due to a loss of job.  I want to get on top of it before the collectors start calling and this information will help me make a decision.  I am going to continue to surf the internet for more information but appreciate your help very much.</description>
		<content:encoded><![CDATA[<p>Thank you for the helpful information on your site.  As many others today I am considering debt consolidation due to a loss of job.  I want to get on top of it before the collectors start calling and this information will help me make a decision.  I am going to continue to surf the internet for more information but appreciate your help very much.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by Debt Consolidation Loan</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-752</link>
		<dc:creator>Debt Consolidation Loan</dc:creator>
		<pubDate>Thu, 28 Jul 2011 15:06:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-752</guid>
		<description>Debt consolidation is an easy way to simplify your debt responsibilities.  It is important to understand that a debt consolidation loan does not eliminate debt, it just helps consolidate all of your bills into one, easy to manage bill.</description>
		<content:encoded><![CDATA[<p>Debt consolidation is an easy way to simplify your debt responsibilities.  It is important to understand that a debt consolidation loan does not eliminate debt, it just helps consolidate all of your bills into one, easy to manage bill.</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by The Consolidation And Reduction Of Debt &#171; creditcardconsolidations</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-751</link>
		<dc:creator>The Consolidation And Reduction Of Debt &#171; creditcardconsolidations</dc:creator>
		<pubDate>Wed, 27 Jul 2011 22:21:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-751</guid>
		<description>[...] debt consolidation [...]</description>
		<content:encoded><![CDATA[<p>[...] debt consolidation [...]</p>
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		<title>Comment on The Consolidation And Reduction Of Debt by credit card advice</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1398/the-consolidation-and-reduction-of-debt/comment-page-1/#comment-750</link>
		<dc:creator>credit card advice</dc:creator>
		<pubDate>Mon, 25 Jul 2011 08:29:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1398#comment-750</guid>
		<description>This is my first time I have visited your site. I found a lot of interesting stuff in your blog. From the tons of comments on your articles, I guess I am not the only one! keep up the good work.</description>
		<content:encoded><![CDATA[<p>This is my first time I have visited your site. I found a lot of interesting stuff in your blog. From the tons of comments on your articles, I guess I am not the only one! keep up the good work.</p>
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		<title>Comment on Debt Consolidation Vs Debt Settlement: What is Better? by The Consolidation And Reduction Of Debt &#124; Debt Consolidation Tips And Tactics</title>
		<link>http://www.debtconsolidationtipsandtactics.com/1391/debt-consolidation-vs-debt-settlement-what-is-better/comment-page-1/#comment-749</link>
		<dc:creator>The Consolidation And Reduction Of Debt &#124; Debt Consolidation Tips And Tactics</dc:creator>
		<pubDate>Mon, 25 Jul 2011 02:01:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.debtconsolidationtipsandtactics.com/?p=1391#comment-749</guid>
		<description>[...] Check here for free reprint license: The Consolidation And Reduction Of Debt. Also come back to debtconsolidationtipsandtactics.com often for more debt consolidation [...]</description>
		<content:encoded><![CDATA[<p>[...] Check here for free reprint license: The Consolidation And Reduction Of Debt. Also come back to debtconsolidationtipsandtactics.com often for more debt consolidation [...]</p>
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